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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,572 | $60,139-2.6% | $90,461-35.3% | $79,856-26.7% |
| Participation rate | 47.5% | 65.0%-17.5pp | 72.7%-25.2pp | 69.6%-22.1pp |
| Annual return | 22.77% | 71.96%-49.2pp | 1294.76%-1272.0pp | 31.71%-8.9pp |
| Employer contribution / active EE | $2,199 | $2,069+6.3% | $3,264-32.6% | $2,471-11.0% |
| Participant deferral / active EE | $5,607 | $2,939+90.8% | $3,964+41.4% | $3,741+49.9% |
| Admin fee / account holder | $1,214 | $3,978-69.5% | $5,617-78.4% | $5,306-77.1% |