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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,536 | $54,763-22.3% | $90,324-52.9% | $72,976-41.7% |
| Participation rate | 66.7% | 65.2%+1.5pp | 73.3%-6.6pp | 69.5%-2.8pp |
| Annual return | 29.16% | 30.63%-1.5pp | 78.15%-49.0pp | 81.02%-51.9pp |
| Employer contribution / active EE | $3,250 | $2,093+55.3% | $2,856+13.8% | $2,440+33.2% |
| Participant deferral / active EE | $7,512 | $2,887+160.2% | $3,885+93.3% | $3,608+108.2% |
| Admin fee / account holder | $364 | $3,973-90.8% | $5,356-93.2% | $5,124-92.9% |