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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,176 | $138,385+121.2% | $184,243+66.2% | $80,925+278.3% |
| Participation rate | 95.7% | 83.9%+11.9pp | 86.8%+8.9pp | 67.7%+28.1pp |
| Annual return | 15.63% | 20.02%-4.4pp | 28.82%-13.2pp | 35.65%-20.0pp |
| Employer contribution / active EE | $5,226 | $4,851+7.7% | $6,427-18.7% | $2,756+89.6% |
| Participant deferral / active EE | $26,650 | $7,075+276.6% | $9,132+191.8% | $4,299+520.0% |
| Admin fee / account holder | $13,874 | $10,489+32.3% | $13,914-0.3% | $6,940+99.9% |