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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,129 | $94,529+185.8% | $140,019+92.9% | $64,173+320.9% |
| Participation rate | 75.0% | 84.1%-9.1pp | 87.5%-12.5pp | 69.6%+5.4pp |
| Annual return | -6.22% | 7.77%-14.0pp | 651.17%-657.4pp | 7.63%-13.9pp |
| Employer contribution / active EE | $3,140 | $3,812-17.6% | $5,605-44.0% | $2,381+31.9% |
| Participant deferral / active EE | $12,385 | $5,250+135.9% | $6,927+78.8% | $3,470+257.0% |
| Admin fee / account holder | $3,937 | $6,741-41.6% | $10,705-63.2% | $4,887-19.4% |