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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,176 | $138,393+121.2% | $184,256+66.2% | $80,959+278.2% |
| Participation rate | 95.7% | 83.9%+11.8pp | 86.8%+8.9pp | 67.7%+28.1pp |
| Annual return | 15.63% | 20.01%-4.4pp | 28.85%-13.2pp | 35.67%-20.0pp |
| Employer contribution / active EE | $5,226 | $4,847+7.8% | $6,427-18.7% | $2,757+89.5% |
| Participant deferral / active EE | $26,650 | $7,076+276.6% | $9,133+191.8% | $4,300+519.7% |
| Admin fee / account holder | $13,874 | $10,489+32.3% | $13,899-0.2% | $6,925+100.3% |