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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,176 | $138,385+121.2% | $184,200+66.2% | $80,874+278.6% |
| Participation rate | 95.7% | 83.9%+11.9pp | 86.8%+8.9pp | 67.6%+28.1pp |
| Annual return | 15.63% | 20.02%-4.4pp | 28.80%-13.2pp | 35.62%-20.0pp |
| Employer contribution / active EE | $5,226 | $4,849+7.8% | $6,424-18.6% | $2,756+89.7% |
| Participant deferral / active EE | $26,650 | $7,073+276.8% | $9,132+191.8% | $4,297+520.2% |
| Admin fee / account holder | $13,874 | $10,483+32.3% | $13,907-0.2% | $6,935+100.0% |