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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,862 | $181,896-65.4% | $156,551-59.8% | $273,972-77.1% |
| Participation rate | 50.0% | 88.4%-38.4pp | 84.0%-34.0pp | 83.0%-33.0pp |
| Annual return | 6.98% | 30.74%-23.8pp | 32.23%-25.3pp | 41.46%-34.5pp |
| Employer contribution / active EE | $5,450 | $6,248-12.8% | $5,501-0.9% | $4,869+11.9% |
| Participant deferral / active EE | $10,028 | $5,550+80.7% | $4,871+105.9% | $5,287+89.7% |
| Admin fee / account holder | $360 | $15,560-97.7% | $13,028-97.2% | $10,133-96.4% |