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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $112,565 |
Service code 27 · EIN 27-2233898 | Advisory (Plan) | $53,463 |
ARMANINO LLP1 year Service code 10 · EIN 94-6214841 | Accounting | $17,063 |
STRATEGIC ADVISORS, INC.3 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $11,241 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,501 | $64,612-46.6% | $86,438-60.1% | $64,819-46.8% |
| Participation rate | 95.0% | 81.5%+13.5pp | 80.3%+14.6pp | 71.5%+23.5pp |
| Annual return | -14.12% | 0.66%-14.8pp | 4397.19%-4411.3pp | 32.84%-47.0pp |
| Employer contribution / active EE | $506 | $2,744-81.5% | $3,769-86.6% | $2,507-79.8% |
| Participant deferral / active EE | $13,198 | $7,497+76.1% | $6,952+89.8% | $4,311+206.2% |
| Admin fee / account holder | $155 | $169-8.2% | $6,733-97.7% | $188-17.4% |