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| Provider | Service type | Compensation |
|---|---|---|
AT RETIREMENT SERVICES, LLC3 years Service code 12 · EIN 83-3455979 855 MAIN STREET 4TH FLOOR · DUBUQUE, IA 52001 | Recordkeeping fees; Custodial (other ... | $9,019 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,629 | $95,417-57.4% | $135,974-70.1% | $74,460-45.4% |
| Participation rate | 97.4% | 78.2%+19.2pp | 81.9%+15.5pp | 70.7%+26.6pp |
| Annual return | 27.16% | 32.76%-5.6pp | 68.30%-41.1pp | 34.38%-7.2pp |
| Employer contribution / active EE | $2,643 | $3,878-31.8% | $4,859-45.6% | $2,638+0.2% |
| Participant deferral / active EE | $15,340 | $7,789+96.9% | $7,760+97.7% | $4,530+238.6% |
| Admin fee / account holder | $15 | $266-94.2% | $10,767-99.9% | $348-95.6% |