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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,814 | $88,122-84.3% | $141,197-90.2% | $67,582-79.6% |
| Participation rate | 95.8% | 76.5%+19.3pp | 82.5%+13.3pp | 71.3%+24.5pp |
| Annual return | 37.11% | 75.40%-38.3pp | 71.41%-34.3pp | 378.57%-341.5pp |
| Employer contribution / active EE | $0 | $3,224-100.0% | $4,736-100.0% | $2,148-100.0% |
| Participant deferral / active EE | $6,852 | $5,958+15.0% | $6,710+2.1% | $3,539+93.6% |
| Admin fee / account holder | $7 | $131-94.8% | $10,265-99.9% | $142-95.2% |