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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,347 | $64,719-39.2% | $112,249-64.9% | $68,486-42.5% |
| Participation rate | 33.3% | 67.2%-33.8pp | 75.1%-41.7pp | 67.9%-34.6pp |
| Annual return | -20.18% | -11.40%-8.8pp | 27.48%-47.7pp | -7.85%-12.3pp |
| Employer contribution / active EE | $1,698 | $2,747-38.2% | $3,636-53.3% | $2,597-34.6% |
| Participant deferral / active EE | $3,250 | $3,565-8.8% | $4,729-31.3% | $4,028-19.3% |
| Admin fee / account holder | $41 | $5,232-99.2% | $6,412-99.4% | $5,404-99.2% |