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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,960 | $112,935-49.6% | $90,970-37.4% | $158,966-64.2% |
| Participation rate | 66.7% | 74.7%-8.1pp | 69.0%-2.3pp | 82.0%-15.3pp |
| Annual return | 22.46% | 215.79%-193.3pp | 134.58%-112.1pp | 302.95%-280.5pp |
| Employer contribution / active EE | $1,324 | $2,895-54.3% | $2,122-37.6% | $4,762-72.2% |
| Participant deferral / active EE | $1,770 | $4,129-57.1% | $3,373-47.5% | $5,983-70.4% |
| Admin fee / account holder | $394 | $8,045-95.1% | $5,960-93.4% | $11,250-96.5% |