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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,949 | $190,879-41.9% | $160,009-30.7% | $134,532-17.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -23.10% | 552.63%-575.7pp | 408.85%-431.9pp | 418.27%-441.4pp |
| Employer contribution / active EE | $5,780 | $4,995+15.7% | $4,225+36.8% | $4,741+21.9% |
| Participant deferral / active EE | $12,153 | $6,924+75.5% | $6,183+96.5% | $6,401+89.9% |
| Admin fee / account holder | $907 | $10,495-91.4% | $8,715-89.6% | $11,429-92.1% |