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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,451 | $77,460-83.9% | $100,378-87.6% | $80,925-84.6% |
| Participation rate | 75.0% | 76.9%-1.9pp | 81.5%-6.5pp | 67.7%+7.3pp |
| Annual return | 17.21% | 37.24%-20.0pp | 49.41%-32.2pp | 35.65%-18.4pp |
| Employer contribution / active EE | $0 | $2,801-100.0% | $3,942-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,462 | $6,818-63.9% | $8,087-69.6% | $4,299-42.7% |
| Admin fee / account holder | $2,810 | $5,887-52.3% | $7,899-64.4% | $6,940-59.5% |