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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,167 | $59,116-89.6% | $86,438-92.9% | $68,486-91.0% |
| Participation rate | 75.0% | 75.2%-0.2pp | 80.3%-5.3pp | 67.9%+7.1pp |
| Annual return | -16.18% | -0.23%-15.9pp | 4397.19%-4413.4pp | -7.85%-8.3pp |
| Employer contribution / active EE | $0 | $2,519-100.0% | $3,769-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,214 | $5,902-62.5% | $6,952-68.2% | $4,028-45.0% |
| Admin fee / account holder | $2,455 | $5,639-56.5% | $6,733-63.5% | $5,404-54.6% |