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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,204 | $159,978-77.4% | $147,041-75.4% | $145,978-75.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.12% | 98.36%-84.2pp | 419.21%-405.1pp | 550.52%-536.4pp |
| Employer contribution / active EE | $5,368 | $5,288+1.5% | $4,935+8.8% | $4,662+15.1% |
| Participant deferral / active EE | $4,435 | $8,429-47.4% | $8,071-45.0% | $6,690-33.7% |
| Admin fee / account holder | $1,398 | $15,053-90.7% | $13,006-89.3% | $13,400-89.6% |