Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,572 | $75,541-30.4% | $152,093-65.4% | $82,637-36.4% |
| Participation rate | 26.9% | 66.5%-39.6pp | 77.8%-50.8pp | 68.1%-41.1pp |
| Annual return | 11.37% | 32.56%-21.2pp | 66.36%-55.0pp | 53.51%-42.1pp |
| Employer contribution / active EE | $609 | $2,622-76.8% | $4,175-85.4% | $2,552-76.2% |
| Participant deferral / active EE | $895 | $3,206-72.1% | $5,451-83.6% | $4,126-78.3% |
| Admin fee / account holder | $1,309 | $6,405-79.6% | $14,497-91.0% | $7,339-82.2% |