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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,165 | $180,466-88.8% | $154,114-86.9% | $135,382-85.1% |
| Participation rate | 81.8% | 87.4%-5.6pp | 83.0%-1.2pp | 82.6%-0.8pp |
| Annual return | -3.82% | 888.15%-892.0pp | 735.16%-739.0pp | 519.77%-523.6pp |
| Employer contribution / active EE | $1,603 | $6,035-73.4% | $5,298-69.7% | $4,779-66.5% |
| Participant deferral / active EE | $3,895 | $5,806-32.9% | $5,081-23.3% | $5,609-30.6% |
| Admin fee / account holder | $610 | $16,144-96.2% | $13,411-95.4% | $10,829-94.4% |