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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,359 | $88,754-56.8% | $81,820-53.1% | $145,877-73.7% |
| Participation rate | 35.7% | 75.1%-39.4pp | 72.4%-36.7pp | 80.3%-44.6pp |
| Annual return | 14.89% | 1031.77%-1016.9pp | 777.93%-763.0pp | 551.28%-536.4pp |
| Employer contribution / active EE | $0 | $3,085-100.0% | $2,915-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,197 | $4,648-52.7% | $4,323-49.2% | $6,691-67.2% |
| Admin fee / account holder | $813 | $8,424-90.4% | $7,391-89.0% | $13,402-93.9% |