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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,359 | $88,702-56.8% | $81,780-53.1% | $145,978-73.7% |
| Participation rate | 35.7% | 75.0%-39.3pp | 72.4%-36.6pp | 80.3%-44.6pp |
| Annual return | 14.89% | 1029.12%-1014.2pp | 776.27%-761.4pp | 550.52%-535.6pp |
| Employer contribution / active EE | $0 | $3,084-100.0% | $2,914-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,197 | $4,645-52.7% | $4,321-49.2% | $6,690-67.2% |
| Admin fee / account holder | $813 | $8,414-90.3% | $7,384-89.0% | $13,400-93.9% |