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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,600 | $96,388-72.4% | $80,627-67.0% | $139,466-80.9% |
| Participation rate | 43.5% | 73.6%-30.2pp | 67.0%-23.5pp | 80.3%-36.9pp |
| Annual return | 25.22% | 1352.08%-1326.9pp | 936.76%-911.5pp | 373.66%-348.4pp |
| Employer contribution / active EE | $1,680 | $3,260-48.5% | $2,723-38.3% | $4,754-64.7% |
| Participant deferral / active EE | $4,470 | $5,224-14.4% | $4,443+0.6% | $6,712-33.4% |
| Admin fee / account holder | $5,402 | $6,603-18.2% | $5,381+0.4% | $11,409-52.7% |