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| Provider | Service type | Compensation |
|---|---|---|
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $2,125 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,463 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,092 | $58,320-12.4% | $86,439-40.9% | $66,930-23.7% |
| Participation rate | 89.3% | 78.6%+10.8pp | 80.3%+9.0pp | 69.8%+19.5pp |
| Annual return | -14.05% | -9.71%-4.3pp | 4395.55%-4409.6pp | 1.57%-15.6pp |
| Employer contribution / active EE | $6,328 | $2,615+142.0% | $3,769+67.9% | $2,545+148.7% |
| Participant deferral / active EE | $13,137 | $6,899+90.4% | $6,952+89.0% | $4,238+210.0% |
| Admin fee / account holder | $312 | $546-42.8% | $6,732-95.4% | $593-47.4% |