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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,325 | $70,366-79.6% | $66,674-78.5% | $138,895-89.7% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.7%+6.3pp | 79.9%+0.1pp |
| Annual return | 24.68% | 386.41%-361.7pp | 321.24%-296.6pp | 145.39%-120.7pp |
| Employer contribution / active EE | $1,076 | $2,765-61.1% | $2,620-58.9% | $4,194-74.4% |
| Participant deferral / active EE | $5,674 | $4,374+29.7% | $4,084+38.9% | $6,396-11.3% |
| Admin fee / account holder | $532 | $5,262-89.9% | $5,098-89.6% | $12,562-95.8% |