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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,727 | $46,697-14.9% | $117,529-66.2% | $68,490-42.0% |
| Participation rate | 97.6% | 56.8%+40.8pp | 70.6%+27.0pp | 67.9%+29.7pp |
| Annual return | -15.56% | -14.52%-1.0pp | 29.77%-45.3pp | -7.85%-7.7pp |
| Employer contribution / active EE | $3,379 | $1,506+124.4% | $4,179-19.2% | $2,597+30.1% |
| Participant deferral / active EE | $7,089 | $2,637+168.8% | $4,072+74.1% | $4,028+76.0% |
| Admin fee / account holder | $2,880 | $4,023-28.4% | $5,645-49.0% | $5,403-46.7% |