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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,682 | $158,852-76.9% | $121,220-69.7% | $135,380-72.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -11.38% | -0.64%-10.7pp | 16.94%-28.3pp | 519.81%-531.2pp |
| Employer contribution / active EE | $6,651 | $5,666+17.4% | $4,023+65.3% | $4,779+39.2% |
| Participant deferral / active EE | $6,278 | $4,006+56.7% | $3,345+87.7% | $5,609+11.9% |
| Admin fee / account holder | $507 | $6,515-92.2% | $5,021-89.9% | $10,828-95.3% |