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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,330 | $84,551-64.1% | $61,452-50.6% | $134,532-77.5% |
| Participation rate | 50.0% | 62.2%-12.2pp | 52.6%-2.6pp | 81.2%-31.2pp |
| Annual return | -19.38% | 585.39%-604.8pp | 338.96%-358.3pp | 418.27%-437.6pp |
| Employer contribution / active EE | $1,168 | $1,545-24.4% | $1,160+0.7% | $4,741-75.4% |
| Participant deferral / active EE | $8,028 | $2,818+184.8% | $2,125+277.9% | $6,401+25.4% |
| Admin fee / account holder | $166 | $2,587-93.6% | $2,131-92.2% | $11,429-98.5% |