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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,689 | $57,312+4.1% | $86,617-31.1% | $75,181-20.6% |
| Participation rate | 18.4% | 63.2%-44.8pp | 71.7%-53.3pp | 67.2%-48.8pp |
| Annual return | 7.07% | 2672.78%-2665.7pp | 591.91%-584.8pp | 160.69%-153.6pp |
| Employer contribution / active EE | $666 | $2,315-71.2% | $3,023-78.0% | $2,671-75.1% |
| Participant deferral / active EE | $2,039 | $3,319-38.6% | $4,437-54.1% | $4,126-50.6% |
| Admin fee / account holder | $238 | $4,114-94.2% | $5,613-95.8% | $5,650-95.8% |