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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,268 | $53,127-33.6% | $86,597-59.3% | $70,131-49.7% |
| Participation rate | 7.3% | 65.3%-58.0pp | 73.5%-66.2pp | 69.5%-62.2pp |
| Annual return | 142.71% | 27.66%+115.0pp | 964.96%-822.3pp | 73.14%+69.6pp |
| Employer contribution / active EE | $337 | $2,068-83.7% | $2,840-88.1% | $2,342-85.6% |
| Participant deferral / active EE | $1,690 | $2,696-37.3% | $3,609-53.2% | $3,332-49.3% |
| Admin fee / account holder | $0 | $3,585-100.0% | $4,906-100.0% | $4,645-100.0% |