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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,397 | $110,083+1.2% | $151,639-26.5% | $68,486+62.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -14.26% | -10.12%-4.1pp | 3.34%-17.6pp | -7.85%-6.4pp |
| Employer contribution / active EE | $22,784 | $4,470+409.7% | $6,165+269.6% | $2,597+777.4% |
| Participant deferral / active EE | $14,656 | $6,526+124.6% | $8,363+75.2% | $4,028+263.9% |
| Admin fee / account holder | $2,541 | $7,718-67.1% | $11,613-78.1% | $5,404-53.0% |