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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC4+ years Service code 55 · EIN 13-2638166 | Other Commissions | $15,213 |
Filed as: MASSMUTUAL RETIREMENT SERVICES, LLC Service code 15 · EIN 26-1589907 | Recordkeeping | $1,938 |
RELIANCE TRUST COMPANY4+ years Service code 19 · EIN 58-1428634 | Securities Custodian | $545 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,694 | $59,191+5.9% | $76,767-18.3% | $56,289+11.4% |
| Participation rate | 69.4% | 75.2%-5.8pp | 77.0%-7.6pp | 69.9%-0.5pp |
| Annual return | -4.94% | 6.62%-11.6pp | 2.43%-7.4pp | -9.96%+5.0pp |
| Employer contribution / active EE | $467 | $1,759-73.4% | $2,485-81.2% | $2,111-77.9% |
| Participant deferral / active EE | $2,969 | $3,255-8.8% | $3,852-22.9% | $3,350-11.4% |
| Admin fee / account holder | $10 | $489-98.0% | $6,675-99.9% | $521-98.1% |