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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,430 | $167,362+26.3% | $143,799+47.0% | $134,532+57.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.09% | 0.47%-20.6pp | -0.04%-20.0pp | 418.27%-438.4pp |
| Employer contribution / active EE | $6,222 | $5,620+10.7% | $4,952+25.7% | $4,741+31.2% |
| Participant deferral / active EE | $6,750 | $6,447+4.7% | $5,638+19.7% | $6,401+5.5% |
| Admin fee / account holder | $695 | $18,094-96.2% | $14,677-95.3% | $11,429-93.9% |