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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,096 | $102,696-76.5% | $86,235-72.1% | $139,487-82.7% |
| Participation rate | 53.8% | 74.5%-20.7pp | 69.0%-15.1pp | 80.3%-26.5pp |
| Annual return | 18.69% | 1925.91%-1907.2pp | 1170.03%-1151.3pp | 373.84%-355.1pp |
| Employer contribution / active EE | $918 | $3,034-69.7% | $2,381-61.4% | $4,755-80.7% |
| Participant deferral / active EE | $1,609 | $4,679-65.6% | $3,987-59.6% | $6,713-76.0% |
| Admin fee / account holder | $1,227 | $8,667-85.8% | $6,856-82.1% | $11,407-89.2% |