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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,604 | $182,442-90.9% | $163,379-89.8% | $138,895-88.0% |
| Participation rate | 88.9% | 79.8%+9.1pp | 76.8%+12.1pp | 79.9%+9.0pp |
| Annual return | 20.53% | 72.74%-52.2pp | 63.41%-42.9pp | 145.39%-124.9pp |
| Employer contribution / active EE | $2,658 | $4,159-36.1% | $3,752-29.2% | $4,194-36.6% |
| Participant deferral / active EE | $2,911 | $6,817-57.3% | $6,282-53.7% | $6,396-54.5% |
| Admin fee / account holder | $1,156 | $10,396-88.9% | $9,818-88.2% | $12,562-90.8% |