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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,270 | $78,428-84.4% | $95,960-87.2% | $79,852-84.6% |
| Participation rate | 45.5% | 73.5%-28.0pp | 77.1%-31.6pp | 69.6%-24.2pp |
| Annual return | 34.48% | 19.37%+15.1pp | 91.63%-57.2pp | 31.72%+2.8pp |
| Employer contribution / active EE | $1,247 | $1,945-35.9% | $2,541-50.9% | $2,471-49.6% |
| Participant deferral / active EE | $2,687 | $3,440-21.9% | $4,167-35.5% | $3,740-28.2% |
| Admin fee / account holder | $123 | $5,622-97.8% | $6,797-98.2% | $5,306-97.7% |