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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,329 | $61,338-83.2% | $149,717-93.1% | $71,495-85.6% |
| Participation rate | 44.1% | 62.5%-18.4pp | 78.8%-34.7pp | 67.9%-23.8pp |
| Annual return | 29.75% | 35.86%-6.1pp | 134.41%-104.7pp | 28.85%+0.9pp |
| Employer contribution / active EE | $619 | $2,381-74.0% | $4,820-87.2% | $2,589-76.1% |
| Participant deferral / active EE | $1,882 | $2,919-35.5% | $5,682-66.9% | $4,291-56.1% |
| Admin fee / account holder | $268 | $1,263-78.8% | $13,213-98.0% | $1,588-83.1% |