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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,359 | $160,028+47.7% | $147,080+60.7% | $145,884+62.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 23.10% | 98.60%-75.5pp | 420.17%-397.1pp | 551.85%-528.7pp |
| Employer contribution / active EE | $5,434 | $5,286+2.8% | $4,933+10.1% | $4,662+16.5% |
| Participant deferral / active EE | $19,478 | $8,422+131.3% | $8,066+141.5% | $6,690+191.2% |
| Admin fee / account holder | $8,100 | $15,030-46.1% | $12,989-37.6% | $13,392-39.5% |