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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,014 | $102,393-82.4% | $147,041-87.7% | $80,911-77.7% |
| Participation rate | 93.6% | 75.9%+17.8pp | 82.2%+11.4pp | 67.6%+26.0pp |
| Annual return | 16.49% | 134.95%-118.5pp | 419.21%-402.7pp | 35.63%-19.1pp |
| Employer contribution / active EE | $2,631 | $3,715-29.2% | $4,935-46.7% | $2,756-4.5% |
| Participant deferral / active EE | $4,783 | $6,647-28.0% | $8,071-40.7% | $4,297+11.3% |
| Admin fee / account holder | $920 | $7,943-88.4% | $13,006-92.9% | $6,935-86.7% |