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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,126 | $148,623-7.1% | $135,974+1.6% | $139,466-1.0% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 15.86% | 79.30%-63.4pp | 68.30%-52.4pp | 373.66%-357.8pp |
| Employer contribution / active EE | $19,742 | $5,246+276.3% | $4,859+306.3% | $4,754+315.3% |
| Participant deferral / active EE | $16,416 | $8,103+102.6% | $7,760+111.5% | $6,712+144.6% |
| Admin fee / account holder | $34,293 | $12,406+176.4% | $10,767+218.5% | $11,409+200.6% |