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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,367 | $138,102-12.1% | $125,381-3.2% | $134,532-9.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.62% | 750.73%-770.3pp | 572.31%-591.9pp | 418.27%-437.9pp |
| Employer contribution / active EE | $22,178 | $5,245+322.8% | $4,815+360.6% | $4,741+367.8% |
| Participant deferral / active EE | $18,011 | $7,801+130.9% | $7,448+141.8% | $6,401+181.4% |
| Admin fee / account holder | $831 | $11,568-92.8% | $10,007-91.7% | $11,429-92.7% |