Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,723 | $45,872-85.3% | $77,096-91.3% | $68,486-90.2% |
| Participation rate | 48.5% | 55.9%-7.4pp | 67.9%-19.4pp | 67.9%-19.4pp |
| Annual return | -8.72% | 1.73%-10.4pp | 42.35%-51.1pp | -7.85%-0.9pp |
| Employer contribution / active EE | $0 | $1,650-100.0% | $2,814-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,681 | $2,963-9.5% | $4,429-39.5% | $4,028-33.4% |
| Admin fee / account holder | $1,761 | $3,041-42.1% | $5,428-67.6% | $5,404-67.4% |