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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,457 | $127,386-28.2% | $115,037-20.5% | $125,388-27.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -9.18% | 31.28%-40.5pp | 26.14%-35.3pp | 282.24%-291.4pp |
| Employer contribution / active EE | $6,201 | $5,166+20.0% | $4,608+34.6% | $4,866+27.4% |
| Participant deferral / active EE | $12,560 | $6,423+95.6% | $6,026+108.4% | $5,352+134.7% |
| Admin fee / account holder | $1,114 | $9,516-88.3% | $8,175-86.4% | $9,541-88.3% |