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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,532 | $96,388-94.3% | $80,627-93.1% | $139,466-96.0% |
| Participation rate | 87.5% | 73.6%+13.9pp | 67.0%+20.5pp | 80.3%+7.2pp |
| Annual return | 16.82% | 1352.08%-1335.3pp | 936.76%-919.9pp | 373.66%-356.8pp |
| Employer contribution / active EE | $560 | $3,260-82.8% | $2,723-79.4% | $4,754-88.2% |
| Participant deferral / active EE | $1,679 | $5,224-67.9% | $4,443-62.2% | $6,712-75.0% |
| Admin fee / account holder | $567 | $6,603-91.4% | $5,381-89.5% | $11,409-95.0% |