Filed October 14, 2025
Total covered: 2 employees
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,909 | $99,031+107.9% | $86,597+137.8% | $147,585+39.5% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 18.29% | 1312.56%-1294.3pp | 964.96%-946.7pp | 578.57%-560.3pp |
| Employer contribution / active EE | $10,004 | $3,132+219.4% | $2,840+252.3% | $4,876+105.2% |
| Participant deferral / active EE | $9,248 | $3,972+132.8% | $3,609+156.3% | $5,439+70.0% |
| Admin fee / account holder | $2,783 | $5,711-51.3% | $4,906-43.3% | $10,885-74.4% |