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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,408 | $176,077-57.2% | $159,455-52.7% | $167,518-55.0% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.91% | 331.83%-313.9pp | 263.63%-245.7pp | 478.71%-460.8pp |
| Employer contribution / active EE | $5,071 | $5,298-4.3% | $4,830+5.0% | $4,838+4.8% |
| Participant deferral / active EE | $3,452 | $7,751-55.5% | $7,353-53.1% | $6,342-45.6% |
| Admin fee / account holder | $1,012 | $12,556-91.9% | $10,800-90.6% | $12,312-91.8% |