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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,757 | $156,398-38.8% | $147,318-35.0% | $138,895-31.1% |
| Participation rate | 40.0% | 83.8%-43.8pp | 82.1%-42.1pp | 79.9%-39.9pp |
| Annual return | 18.86% | 78.75%-59.9pp | 70.43%-51.6pp | 145.39%-126.5pp |
| Employer contribution / active EE | $1,807 | $4,853-62.8% | $4,593-60.7% | $4,194-56.9% |
| Participant deferral / active EE | $6,956 | $8,237-15.6% | $7,906-12.0% | $6,396+8.7% |
| Admin fee / account holder | $1,687 | $14,976-88.7% | $13,708-87.7% | $12,562-86.6% |