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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,363 | $138,114-72.9% | $125,391-70.2% | $134,545-72.2% |
| Participation rate | 28.6% | 84.5%-55.9pp | 82.4%-53.8pp | 81.2%-52.7pp |
| Annual return | -17.69% | 750.88%-768.6pp | 572.41%-590.1pp | 418.37%-436.1pp |
| Employer contribution / active EE | $974 | $5,246-81.4% | $4,816-79.8% | $4,742-79.5% |
| Participant deferral / active EE | $2,689 | $7,801-65.5% | $7,448-63.9% | $6,401-58.0% |
| Admin fee / account holder | $3,591 | $11,570-69.0% | $10,009-64.1% | $11,431-68.6% |