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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,790 | $76,407+73.8% | $150,298-11.6% | $82,448+61.1% |
| Participation rate | 79.5% | 66.4%+13.1pp | 77.8%+1.7pp | 68.1%+11.4pp |
| Annual return | 17.85% | 39.99%-22.1pp | 62.79%-44.9pp | 41.64%-23.8pp |
| Employer contribution / active EE | $10,749 | $2,614+311.2% | $4,154+158.8% | $2,551+321.4% |
| Participant deferral / active EE | $5,776 | $3,214+79.7% | $5,453+5.9% | $4,139+39.6% |
| Admin fee / account holder | $11,595 | $6,352+82.5% | $14,116-17.9% | $7,234+60.3% |