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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,574 | $78,670-70.0% | $109,173-78.4% | $85,847-72.5% |
| Participation rate | 48.6% | 68.3%-19.7pp | 75.9%-27.3pp | 69.3%-20.7pp |
| Annual return | 18.84% | 25.09%-6.3pp | 25.75%-6.9pp | 318.61%-299.8pp |
| Employer contribution / active EE | $1,570 | $2,734-42.6% | $3,723-57.8% | $2,565-38.8% |
| Participant deferral / active EE | $3,332 | $3,467-3.9% | $4,654-28.4% | $3,952-15.7% |
| Admin fee / account holder | $712 | $5,469-87.0% | $6,755-89.5% | $6,261-88.6% |