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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,389 | $72,273-75.9% | $101,275-82.8% | $79,856-78.2% |
| Participation rate | 35.8% | 68.5%-32.6pp | 75.8%-40.0pp | 69.6%-33.8pp |
| Annual return | 55.94% | 22.30%+33.6pp | 46.48%+9.5pp | 31.71%+24.2pp |
| Employer contribution / active EE | $1,029 | $2,691-61.8% | $3,660-71.9% | $2,471-58.4% |
| Participant deferral / active EE | $2,268 | $3,282-30.9% | $4,371-48.1% | $3,741-39.4% |
| Admin fee / account holder | $207 | $4,401-95.3% | $5,948-96.5% | $5,306-96.1% |