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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,215 | $169,336-32.6% | $129,384-11.7% | $145,884-21.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 10.45% | 14408.70%-14398.3pp | 9461.77%-9451.3pp | 551.85%-541.4pp |
| Employer contribution / active EE | $6,750 | $5,540+21.8% | $4,153+62.5% | $4,662+44.8% |
| Participant deferral / active EE | $11,473 | $4,985+130.2% | $4,166+175.4% | $6,690+71.5% |
| Admin fee / account holder | $993 | $9,912-90.0% | $7,686-87.1% | $13,392-92.6% |