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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,370 | $152,591-54.5% | $117,529-41.0% | $134,545-48.4% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -22.57% | 53.04%-75.6pp | 29.77%-52.3pp | 418.37%-440.9pp |
| Employer contribution / active EE | $4,326 | $5,576-22.4% | $4,179+3.5% | $4,742-8.8% |
| Participant deferral / active EE | $6,658 | $4,821+38.1% | $4,072+63.5% | $6,401+4.0% |
| Admin fee / account holder | $581 | $7,004-91.7% | $5,645-89.7% | $11,431-94.9% |