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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,215 | $169,356-32.6% | $129,406-11.7% | $145,897-21.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 10.45% | 14418.62%-14408.2pp | 9468.18%-9457.7pp | 552.29%-541.8pp |
| Employer contribution / active EE | $6,750 | $5,542+21.8% | $4,155+62.4% | $4,663+44.8% |
| Participant deferral / active EE | $11,473 | $4,987+130.1% | $4,167+175.3% | $6,689+71.5% |
| Admin fee / account holder | $993 | $9,915-90.0% | $7,689-87.1% | $13,390-92.6% |